One balance at a time on Trail
Trail is free and complete for a single debt. Path is there when you are juggling more than one.

Free tiers sometimes feel like demos. Trail is different: one debt, payment log, and the canyon path are a full tool.
Who Trail is for
Someone focused on a single balance they already know by heart, who wants progress to feel visible without managing a stack of debts.
"I only have this one card. I do not need a multi-debt cockpit."
That person should not be forced into Path to get a usable experience.
What Trail includes
On Trail you can:
- Log one debt and starting balance
- Record payments you make to your creditor
- Watch the marker move toward zero
- See ground covered since you started
Path adds multiple debts, projected payoff pacing, and monthly milestone recaps when you need them.
Trail stays useful even if you never upgrade. Path is for more than one debt at a time, not a punishment for staying free.
Pick the lane that matches your stack
Start on Trail with the debt you are already paying. Move to Path only when a second balance needs tracking too.

