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Start on Trail, free
You will add the debt you are paying down next. No card needed.
Step 2
Start with the balance you are focused on. You keep paying your creditor the same way you do today.
Optional
If you paid your creditor recently, add it now and watch your marker move. You can always do this later.
Account notifications only: a confirmation when you log a payment, and a note when your marker reaches a milestone. No promotions.
Every payment you log moves your marker closer to zero.